Welcome To American 401k

We offer full-service, customizable plans designed for small to mid-sized businesses.  

Pricing is an affordable $500 annual base fee + $20 per participant per year.

There are no other recurring employer fees.

Get Started In 3 Easy Steps

Decide On Auto Enroll

Choose Safe Harbor 401k or Traditional 401k

Determine Who Is Eligable

Why Choose American 401k?

✅ Low Costs, Fee Transparency

Fees are transparent with no hidden fees and no revenue sharing.

✅ Simplified Management For Employer

We handle all plan setup, employee education & enrollment, compliance, and year-end reporting including IRS tax form 5500.

✅ Payroll Integration Included

Payroll integration automates the contribution process, so it’s hands-off for the employer. 

✅ ETFS & Funds 15,000+ Available

With 3(21) fiduciary protection, you can rest easy knowing that the research, design, and monitoring of investments has been handled while you still have complete flexibility to custom-create your own menu.

Investment Universe

15,000+ Funds & ETFs

American 401k offers one of the most expansive selections of funds in an open-architecture universe, which means access to most all mutual funds and ETFs available for investing in any 401k!

  • 15,000+ funds & 1,000+ ETFs, access to all mutual funds & ETFs available to any 401k

  • Vanguard, Fidelity, Charles Schwab, JP Morgan, Goldman Sachs, American Funds, T. Rowe Price, BlackRock, & hundreds more of the top-shelf investment managers

  • Vanguard index funds are all included, in addition to actively managed funds

  • Target date funds from any fund family of your choice

  • No limit on the # of investment slots in your 401k, changes at any time free of charge

  • All major investment categories are covered for employee selections

  • ESG and Socially Responsible Investments are a part of American 401k

Get Started Today

When you rely on our full-service retirement plan solutions, you gain a lot more than just plan sponsor and online access. We stay by your side during implementation and ongoing as your full-time retirement specialist concierge team.

Take the first step toward financial freedom.